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*Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.
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We’ve sent money around the world for over 160 years
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$0 fees for bank deposit, mobile money, and debit card deposit.
Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.
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Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send money”.
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We encrypt your transfers.
We are committed to keeping your data secure.
Convenient ways to send and receive money
Ways to send money to the US
Ways to receive money in the US
Send in person
Pay in cash for your money transfer to the US at your nearest agent location. We have over 23,0001 agent locations in the Philippines, so you’re never far from one of our experts.
Find your nearest agent location
Bank account
Make life easy for your loved ones and transfer money directly into their bank account in the US. Sending to a bank account means that your family won’t need to visit an agent location to receive their money.
Find out moreCash pickup
Why not send money for a cash pickup for a more personal touch? Choose the agent location most convenient for your family – we have over 59,0001 in the US.
Find US agent locations
Choose the way you pay
Cash at an agent location
With a credit2/debit card at an agent location
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More information on how to send money to the US from the Philippines
Send money to bank accounts
Transfer money from the Philippines to the USA into a bank account so it’s ready for your loved ones when they need it most.
Transfer money nowMoney transfer speeds
Never worry about missing a payment again with Western Union. Your family and friends could receive your money transfer as a cash pickup in minutes3.
Find US agent locationsEstimates before you send
Predict how much it will cost you to send money from the Philippines to the USA before committing. We’re transparent with our transfer fees4 and will let you know the exchange rate up front.
Use our price estimatorReasons to choose Western Union®
Peace of mind
Feel confident knowing that all Western Union money transfers are encrypted, with fraud prevention measures in place.
International reach
Send money to over 2001 countries and territories around the world. Reach your family virtually anywhere with Western Union.
Heritage
Western Union has over 150 years of experience in sending money. Know that your money is in good hands with our reliable service.
Register for free
It’s free and easy to register with Western Union and send money from the Philippines to the USA today.
Sign up to send money to the US from the Philippines today
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Quick and easy
Register with Western Union today, and you can start transferring money in a few clicks.
Easily track money transfers
Use the tracking number (MTCN) to follow your money transfer for peace of mind.
Schedule a money transfer
Organize money transfers in advance to never miss a birthday gift again.
Save receiver details
Send to your loved ones again quickly when you store their details in your Western Union profile.
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Frequently asked questions
How much money can I send to the US from the Philippines?
You can send up to 15,000 USD equivalent in PHP per money transfer from the Philippines to the USA. The limit is 7,500 USD equivalent in PHP when sending to the US South West Border States.
How do I start sending money online to the US from the Philippines?
It’s simple to transfer money to the USA from the Philippines. Start the process online and finish up at your nearest agent location. Follow these steps to start the money transfer from the comfort of your home:
- Log in or register with Western Union to get started.
- Enter the US as your destination country, as well as the amount you would like to send. Choose how you want to pay for your money transfer from the Philippines to the USA.
- Enter your receiver’s details – including their name, destination country, address, and the exact amount you wish to send.
- Locate your nearest agent location to finish and pay for the money transfer.
How do I send money to the US from a Western Union agent location?
- To finish your money transfer or to begin the process, use our online search tool to locate your nearest Western Union agent location.
- Take a form of government-issued ID with you to the counter to verify your profile and confirm your identity.
- Pay for the money transfer, including any associated transfer fees4.
- Look out for the tracking number (MTCN) on your receipt. Keep this safe and share with your receiver so that you can both track your money transfer.
What do I need to send money to the US from the Philippines?
To send money from the Philippines, you need to present a form of government-issued ID. This could include a:
- Passport
- Driver’s license
- Philsys ID/national ID
- Government Office/GOCC ID
- Professional Regulation Commission (PRC) ID
This form of ID must match the one that you used to create your online Western Union profile.
You will also need accurate and up-to-date information about your receiver, including their full name and address. To send to their bank account, you will also need to provide their banking details – including their SWIFT/ BIC code.
How do I estimate the cost to transfer money to the USA from the Philippines?
Use the Western Union price estimator tool to predict the cost of sending money to the US, including currency exchange rates and transfer fees4.
Send money internationally
1 Network data as of December 31, 2021.
2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to the receiver’s mWallet account provider for credit to the account tied to the receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
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